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"lunatik.charmeur" is a platform dedicated to sharing insightful book reviews and captivating stories. This blog serves as a literary hub, offering readers a diverse range of book reviews that delve into various genres, themes, and authors. From gripping narratives to thought-provoking analyses, lunatik.charmeur provides comprehensive and engaging reviews that help readers discover their next favorite read.

Whether readers are seeking recommendations for their next book or are eager to explore intriguing narratives, lunatik.charmeur Blogs aims to be a go-to destination that celebrates the love of literature, fostering a community of book enthusiasts and storytelling aficionados. 

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The Silent Patient - Alex Michaelides. Summary, Psychological Thriller Part 1.

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       The Silent Patient is a thriller book written by Alex Michaelides. This is the first ever book he has written, but it's way too perfect to be his first book. I loved reading every page in this book. The end was incredibly twisted for anyone to predict.  Click here to follow:    Follow             The story is narrated by Theo Faber, psychotherapist of Alicia Berenson. Now it's my perspective that you all going to read. I may detail some situations that I remember and brief the scenes that I don't remember much. I do give spoilers because I love hearing spoilers. I believe there are some people who love hearing spoilers, too.  This summary is for them. This post itself is a spoiler! Continue with your own interest. "The aim of a therapist is not to correct the past, but to make the patient confront his own history, and to grieve over it." Alice Miller      Alicia Berenson was thirty-thre...
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35 Basic sentences/words in Marathi for beginners.

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  1 Why Ka 2 Who Kon 3 How Kaise 4 When Kadhi 5 Where Koote 6 Which Je 7 What Kaai 8 Do Kara 9 Go Ja 10 See Paha 11 Eat Ka 12 Sit Basa 13 Say Mhana 14 Run Dhaava 15 Give Dhya 16 Take Gya 17 Front Samor 18 Back Maage 19 Left Daavya 20 Up Var 21 Down Kaali 22 Straight Saral 23 Right Ujvya 24 How are you Tumhi kase ahata 25 What is happening Kaai chaalaw 26 What happened Kaai jhala 27 How are you Aapan Kashe aahat 28 I am fine Mi chaan aahe 29 What is your name Aaple naav kay aahe 30 My name is Rahul Majhe naav Rahul aahe 31 Where are you from? Tumhi kuthache aahat 32 We are from India Aamhi Bhaarataatum aahot 33 Who is that Tey Kon aahet 34 I will meet you there. Mi tumhala tithe bheten 35 What is this He kaai aahe
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The Silent Patient - Alex Michaelides. Summary, Psychological Thriller Part 2.

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  In case you haven't read part 1. Part 1 link:   The Silent Patient by Alex Michaelides summary, Psychological Thriller Part 1. Click here to follow:    Follow       " Unexpressed emotions will never die. They are buried alive, and will come forth later, in more uglier ways."     Alicia Berenson agrees to see Theo when Yuri, a nurse at The Grove, informed her. Yuri was a kind man with a generous smile. Alicia was on good terms with Yuri unlike with others at The Grove, which made it easier for Theo to meet Alicia. Theo waited for Alicia in a therapy room. When Yuri accompanied Alicia to the therapy room, Theo asked Yuri to leave the room and wait outside. Initially Yuri refused to leave considering Theo's safety, but soon he left the room upon Theo's insistence that he had the personal attack alarm with him. It was tool given to every faculty member at The Grove to ensure their safety.      "I'll be on the other side of the r...
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How to not care about people who don't care about you?

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  Peace comes when you realize everything that's out of your control should be out of your mind too! Have you ever been in situations where you wanted someone's attention/love so badly, but they always liked someone else more than you? I even feel irritated to the max when I only write about it. I don't know about you guys, but I have been there in such situations more often. It's like I'm in right now and I'll always be in one such situation is I didn't follow the above said quote. We cannot control whom the person likes. It's totally in their control and it has nothing to do with you. I face this all time in my home. My mother likes my sister more than me. She always does and always will do maybe. What's my part in this? Can I go and tell her to show me the same love you show to sister? No right. It's completely her wish to choose whom to show her love. We can't demand it or expect it. If you do, you will be a fool here.  This thing not onl...
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100 Basic Hindi sentences for beginners.

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  1 I'm working Mein Kaam karta/karti hoon 2 I'm reading Mein Padtha/padthi hoon 3 I'm coming Mein aatha/aathi hoon 4 I'm living/here Mein rahutha/rahuthi hoon 5 I'm giving Mein Dhetha/Dhethi hoon 6 I'm taking Mein Letha/Lethi hoon 7 I'm eating Mein Kaatha/Kaathi hoon 8 Come here Idhar aao/aaiye 9 Go there Udhar jaao 10 Don't go there Udhar maath jaao 11 Who are you Aap kon hai 12 And you are Aur aap? 13 What happened Kya hua? 14 Did you eat? Khana kha liyaa? 15 Yes, I ate Haan, khaliya 16 What did you eat Kya Khaya 17 I ate daal chaval Meine daal chaval khaya 18 Can we go out tom? Hum kal bahar chalen 19 Why not Haan, Kyon nahi 20 Did you watch that new flim? Thumne vo naya film dekha kya? 21 Yes, I saw Haan, Meine Dekhe 22 How was it Kaisa tha? 23 It was too good Bahut achcha tha 24 Did you listen to that new song Thumne vo naya gana sunaa? 25 No, I didn’t listen Nahi, abhi tak nahi sunaa 26 Are you hungry Thujhe Bhookh lagi hai kya? 27 Yes Haan Mujhe ...
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What is Balance of Payment? BoP

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  What is balance of payment? In simple terms, BOP is the transactions of the country with the rest of the world. The government of a country records each and every transaction which includes transactions carried out by public sector, private sector, and even individuals with the rest of the world. All these transactions are recorded on the basis of double entry principle, where both the debit and credit side of the transactions are included. BOP is classified into two accounts, current account and capital account. In short, current account records day to day transactions and single way transactions like imports and exports which are always short term in nature, whereas in capital account, long term transactions like loan provided to a foreign country (asset), investment made by a foreign country are recorded. This is just a gist for you to understand what balance of payment account is, we are not going in detail of current account, capital account, components under both the accoun...
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Monetary Policy Framework of The RBI. What is monetary policy committee?

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  The first monetary policy was held on September 29, 2016. Th members of MPC consist of six members, which are listed below 1. Governor of RBI - Present Governor of RBI is Shaktikanta Das 2. Deputy governor of RBI - Michele Debrata Patra 3. One officer from RBI, nominated by the central government - Rajiv Ranjan 4. Dr. Nagesh Kumar - Director and chief executive, Institute of studies in Industrial Developement 5. Shri Saugata Bhatttachaya - Economist 6. Prof. Ram Singh - Director, Delhi school of economics RBI has four deputy governors, which are as follows 1. Shri Swaminathan J 2. Shri T. Rabi Sankar 3. Shri M. Rajeshwar Rao 4. Dr Michele Debrata Patra What is the purpose of MPC? MPC determines the policy repo rate, the rate at which the bank lends money to the other banks and financial institutions. MPC is required to meet at least four times in a year and each member has the right to cast their vote and mention the possible reasons for choosing them. Some of the important poin...
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30 Basic Spanish sentences/words for beginners.

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  1 The boss La jefa 2 The boss El Jefe 3 What is your boss's name Como se illama tu jefa 4 Who has the books Quien tiene los libros 5 The bosses Los jefes 6 Sonia, Do you have two jobs? Sonia, tienes dos trabajos 7 Sara, what messages do you have today Sara, que mensajes tienes hoy? 8 The messages from this week Los mensajes de esta semana 9 He speaks with the secretaries El habla con las secretarias 10 The factory boss is a busy man El jefe de la fabrica es un hombre muy occupado 11 I am talking with the bosses Yo hablo con las jefas 12 Good afternoon, I have an important message Buenas trades, tengo un mensaje importante 13 Hello, are you the secretary Hola, es usted la secretaria 14 You are welcome De nada 15 The desk El escritorio 16 Do you work here Trabajas aqui 17 The boss talks a lot El jefe habla mucho 18 Camila works a lot Camila trabaja mucho 19 I don't write very well Yo no escribo muy bien 20 I don't write with a pen Yo no escribo con un boligrafo 21 Juan is n...
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What is capital Adequacy Ratio (CAR), CRR, SLR in a bank? Important banking terminologies

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Capital Adequacy ratio CAR is a tool used to measure how much of the bank's capital is available to cover their risks. It shows how much of their capital is available to support its assets (loans). The bank with higher CAR means it has enough capital to cover potential losses and investors can trust these banks to deposit their money than the banks with low CAR. According to the Reserve Bank of India, the minimum CAR to be maintained by all the banks (both domestic and foreign banks) in India is 9%. Below is the formula to calculate CAR CAR = Tier 1 capital + Tier 2 capital/ Risk Weighted Assets (RAW) Tier 1 Capital - These are bank's core equities Tier 2 Capital - Subordinated debt instruments RAW - Assets are classified and assigned different risk weights based on their credit risk, market, and operational risk.  It is calculated by multiplying each asset value by its risk weight. Risk weight is the percentage of risk the particular asset holds. For example, government securi...
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