lunatik.charmeur

 What is Financial Stability Repot (FSR)? The financial stability report released by RBI assesses the risk to financial stability and resilience of the Indian financial system. Some of the highlights of the report are as follows. The report highlighted that no top 100 borrowers or the large borrowers fell under the Non-performing Assets (NPA) category. NPA are those loans or advances that are in default or in arrears. While the share of Top 100 borrowers in NPA category was increasing until March 2023, it came to moderation 2023. The contribution of Top 100 borrowers' loan in SCBs reduced to 15.9% in September 2023, down from 17.2% in March 2023. The improved asset quality of large borrowers' portfolio reduced the GNPA (Gross Non-Performing Asset) share in Scheduled Commercial Banks (SCBs), which decreased to 51.8% from 53.9%. The report also highlighted that the ratio of standard assets to total funded amount in large borrowers has improved over the last three years. The GNPA ...

  What is National income? National income of the country is the value of goods and services produced by the country in a particular period of time. There are various measures of national income. Each of them is based on different perspectives. Gross Domestic Product: GDP is the value of the total goods and services produced within the geographical boundaries of the country. All the incomes of residents and foreigners who are earning in India are also included. The formula of GDP = Q * P Where, Q indicates the total quantity of the goods and services produced. P is the price of the goods and services produced within the geographical boundary of the country.

  What is balance of payment? In simple terms, BOP is the transactions of the country with the rest of the world. The government of a country records each and every transaction which includes transactions carried out by public sector, private sector, and even individuals with the rest of the world. All these transactions are recorded on the basis of double entry principle, where both the debit and credit side of the transactions are included. BOP is classified into two accounts, current account and capital account. In short, current account records day to day transactions and single way transactions like imports and exports which are always short term in nature, whereas in capital account, long term transactions like loan provided to a foreign country (asset), investment made by a foreign country are recorded. This is just a gist for you to understand what balance of payment account is, we are not going in detail of current account, capital account, components under both the accoun...